Senior Credit Review Executive
Job Summary
The Senior Executive in Credit Review is responsible for screening loan applications, detecting fraud, and ensuring regulatory compliance. The role involves conducting thorough investigations into red flags and preparing detailed credit review reports. Additionally, the candidate will evaluate credit decisions against TCAPM CAT guidelines to assess risk and policy adherence.
Responsibilities
- Screen loan applications and verify applicant identity
- Conduct investigations on red flags and fraud
- Prepare credit review reports and SARs
- Ensure compliance with TCAPM CAT guidelines
Required Skills
- Bachelor's degree in Finance or related field
- 2-5 years experience in Credit or Fraud review
- Proficiency in English and Bahasa Malaysia
- Ability to work independently under pressure
Job Details
Responsibilities:
- Screening loan applications by verifying applicant identity, detecting document fraud and cross-checking applicant information.
- To scrutinize red flag detection, conduct further investigations and hold recommendations after review.
- To prepare credit review report, maintain audit records and submit SARs when required for regulatory compliance.
- Evaluates approved credit decisions for compliance with TCAPM CAT guidelines and assesses risk management, including adherence to product policies and approval thoroughness.
Requirements:
- Minimum of Bachelor holder in Business / Commerce / Economics / Finance / Banking or equivalent qualification.
- Minimum 2-5 year of experience as a Credit Officer, Loan Officer, Fraud review or similar role to approve loan.
- Possess CCR certificate is additional advantage.
- Preferable mature candidate who can work independently, work well under pressure and consistently delivering results.
- Good communication in English and Bahasa Malaysia, both written and spoken.