Credit Management Manager
Job Summary
The Manager, Credit Management is responsible for driving credit strategy, underwriting, and risk appetite execution to support business growth. The role involves enforcing credit policies, conducting portfolio monitoring, and providing oversight for collections and recovery activities. The position requires strong leadership, expertise in fraud detection, and proficiency in credit evaluation functions.
Responsibilities
- Execute credit strategy and risk appetite
- Oversee credit underwriting and approval
- Enforce credit policy and governance
- Monitor portfolio performance and risk analytics
- Support collections and recovery activities
Required Skills
- Mandarin proficiency
- 8-12 years credit evaluation experience
- CCE or CCR certification
- Fraud detection and investigation
- CCRIS and BNM experience
- Team leadership
Job Details
Responsibilities:
- Credit Strategy & Risk Appetite Execution – support business growth within the risk appetite.
- Credit Underwriting & Approval Authority – evaluation within guidelines and scorecard alignment.
- Credit Policy Implementation & Governance – enforce and adhere to credit policies & underwriting guidelines.
- Portfolio Monitoring & Risk Analytics - Monitoring performance of portfolio.
- Collections, Recovery & Asset Risk Oversight – participate and support collections & recovery activities.
Requirements:
- Mandarin Speaking required.
- Degree holder in Business / Commerce / Economics / Finance / Banking or equivalent qualification.
- Minimum 8- 12 years of experience in credit evaluation function.
- Possess CCE or CCR certificate.
- Have experience in fraud detection / investigation in discharging the duty in credit.
- Exposure to CCRIS and attending to BNM request.
- Strong leadership and people management skills.
- Experience in leading a team.