Lead Credit Analyst

Responsibilities: - Define and drive credit research agenda and sector priorities aligned with portfolio strategy. - Provide independent credit views and challenge investment assumptions to ensure balanced decision-making. - Lead identification of systemic, sectoral, and idiosyncratic risks impacting portfolio performance. - Drive continuous enhancement of credit methodologies, internal rating frameworks, and analytical standards. - Lead end-to-end credit evaluation, including internal credit rating assignment and risk scoring. - Perform relative value analysis across issuers and instruments to support investment selection. - Formulate clear investment recommendations with articulated risk-return trade-offs. - Evaluate primary issuances and secondary market opportunities across bonds and sukuk. - Oversee ongoing credit surveillance, including early warning signals, covenant monitoring, and downside risk scenarios. - Escalate material credit concerns and recommend risk mitigation strategies. - Integrate macroeconomic, interest rate, and credit spread analysis into credit views. - Incorporate ESG and sustainability risk factors into credit assessments where relevant. - Produce forward-looking credit outlooks with scenario analysis and stress testing assumptions. - Act as a key contributor to Credit Group discussions, presenting and defending recommendations. - Engage with external stakeholders including issuers, sell side analysts and arrangers, and rating agencies. - Lead, manage, and develop a team of credit analysts, ensuring high-quality output and consistency. - Provide hands-on guidance, coaching, and training to enhance technical and analytical capabilities. - Spearhead and encourage active usage of Agentic AI in every aspect of the team’s work. - Ensure robustness of internal credit rating processes, model governance, and documentation standards. Requirements: - Bachelor’s degree in Finance, Economics, Accounting, or a related field (Master’s degree or CFA designation will be added advantage). - Minimum 5 years of working experience in credit research or a related role. - Strong understanding of credit analysis, financial modeling, and risk assessment. - Advanced proficiency in financial modeling and Excel, with experience using Bloomberg, FactSet, and other financial tools. - Strong analytical skills with the ability to synthesize complex data into clear, actionable insights. - Excellent written and verbal communication skills. - Ability to work independently, prioritize tasks, and manage deadlines in a fast-paced environment.