Senior Credit Management Executive
Job Summary
This position involves evaluating and approving Hire Purchase loan applications while adhering to established guidelines. The role requires conducting independent credit reviews and verifying customer financial or employment information. Additionally, the incumbent will facilitate knowledge sharing and provide guidance to junior credit team members.
Responsibilities
- Process and approve Hire Purchase loan applications
- Conduct independent credit reviews and document verification
- Facilitate knowledge sharing within the credit team
- Lead and mentor junior credit executives
Required Skills
- 3-5 years credit decision experience
- Strong credit assessment skills
- Proficiency in English and Bahasa Malaysia
- Degree in Finance/Banking/Economics
- CCE certificate preferred
Job Details
Responsibilities:
- Process, evaluate and approve Hire Purchase (HP) loan applications in accordance with guidelines and procedures.
- Review supporting income documents and carry out independent credit review.
- Perform verification on customer’s personal and/or employment information.
- Conduct or facilitate knowledge sharing with Credit Officers or any related team / department.
- Attend the ad-hoc requests as and when required.
Requirements:
- Degree holder in Business / Commerce / Economics / Finance / Banking or equivalent qualification.
- Minimum 3 to 5 years of experience in credit decision with delegated authority to approve, preferably from banking or financial services environment.
- Strong track record in credit assessment and evaluation.
- Ability to lead a small team of junior credit executives.
- Possess CCE certificate is additional advantage.
- Preferable mature candidate who can work independently, work well under pressure and consistently delivering results.
- Good communication in English and Bahasa Malaysia, both written and spoken.